Perform credit analysis using credit metrics (liquidity, coverage, solvency etc.) and help with investment recommendations. This includes conducting fundamental credit research on corporate issuers, sovereigns, and other credit products across various industries with a focus on the APAC region).

Creating and maintaining Excel based financial models with forecasts and benchmarking companies on financial and operating metrics, including industry research, capital structure analysis, peers’ comparison, and recovery analysis

Incorporate acquisition/merger announcements (merger models) or long-term business plan projections in the existing model of the portfolio companies

Reviewing credit agreements and bond indentures for the covenant package and incorporating them in models for covenant testing

Publishing quarterly and annual write-ups on portfolio companies that includes investment recommendations based on past trends and financial model projections

Explaining the rationale to clients/onshore team behind industry drivers, company KPIs, business strategy, model assumptions,



and investment recommendations

Listening to and summarizing earnings conference calls on a quarterly basis

Responsible for writing credit reviews, including Credit Ratios Analysis, Covenant Analysis, Capital Structure Analysis ,Credit Comparables ,Impact of Macro factors (Economy, Industry) and qualitative factors including Business/Asset Quality, Management etc. on the creditworthiness of a company ,Identifying credit strengths and weaknesses

Writing sector summaries

Preparation of financial models using financial statements, debt schedule, and financial forecast

from databases

Excellent understanding of credit research / analysis concepts

Experience with financial modeling and writing credit reports is preferable

Comfort with databases like Bloomberg, Capital IQ etc.

Experience in handling client calls and other client communication

Excellent attention to detail with ability to ensu

📌 Credit Research Analysts (Bengaluru)
🏢 Evalueserve India
📍 Bengaluru