The Impact You’ll Drive

We are looking for a Product Manager with strong experience in Banking SaaS platforms, specifically within the Credit Management ecosystem.

The ideal candidate should have hands-on experience building, scaling, or managing credit products such as Credit Cards, BNPL, Credit Lines, Lending Platforms, or Embedded Credit solutions. They should possess a deep understanding of the end-to-end credit lifecycle and have worked either within a B2B SaaS platform serving financial institutions or directly within a fintech/bank managing credit products at scale.

The Hats You Will Wear

Own the end-to-end product lifecycle for credit management solutions including Credit Cards, Credit Lines, BNPL, and embedded lending products
Work closely with banks, NBFCs, fintechs, and ecosystem partners to design and launch scalable credit programs
Define and execute the product roadmap aligned with business objectives and market opportunities
Translate complex lending and credit requirements into configurable, scalable SaaS product capabilities




Drive platform capabilities across underwriting, onboarding, loan servicing, billing, repayments, collections, and customer management
Collaborate with engineering teams to build flexible credit infrastructure, decisioning frameworks, and workflow engines
Work closely with compliance, risk, operations, and partner teams to ensure regulatory and operational readiness
Optimize customer journeys across origination, servicing, repayments, and collections
Analyze product performance, portfolio behavior, and platform adoption to identify growth and optimization opportunities

The Perfect Fit

2+ years of Product Management experience
Solid exposure to Banking SaaS, Lending Infrastructure, or Fintech platforms
Experience building or scaling Credit Cards, BNPL, Credit Line, Consumer Lending, or Embedded Finance products
Deep understanding of the credit lifecycle including onboarding, underwriting, decisioning, disbursals, billing,

📌 Associate Product Manager (Gurugram)
🏢 Vegapay
📍 Gurugram