Citi is seeking a Senior Wholesale Credit Risk Researcher to lead high-impact credit risk analysis and research across the wholesale banking portfolio, informing decisions that directly influence how the firm identifies, measures, and manages credit exposure. This is a senior individual contributor role where your research shapes risk frameworks, informs senior leadership, and contributes to the governance structures that underpin Citi's wholesale lending activities. If you bring deep expertise in wholesale credit risk and a track record of translating complex analysis into clear, actionable insight, this role offers the scope and visibility to make a genuine difference.
Responsibilities
Conduct in-depth credit risk research across the wholesale banking portfolio, producing assessments that enable senior leadership to make well-informed risk decisions.
Develop and enhance risk measurement methodologies to ensure Citi's approach to wholesale credit risk remains rigorous, current, and aligned with evolving market conditions.




Analyze credit portfolios to identify emerging risk concentrations, trends, and vulnerabilities, translating findings into clear recommendations for risk mitigation.
Monitor credit risk trends across wholesale counterparties and sectors, ensuring the firm maintains an accurate and up-to-date view of its credit exposures.
Produce high-quality risk assessment reports and research outputs that communicate complex findings in a clear, structured format for senior stakeholders.
Engage directly with senior business and risk leaders to present research conclusions, discuss implications, and inform strategic risk decisions.
Contribute to the development and ongoing refinement of credit risk governance frameworks, ensuring research outputs are embedded into risk oversight processes.
Required Qualifications & Skills
Deep expertise in wholesale credit risk research, analysis, or a closely related discipline gained within a financial services workplace.
Dem

📌 Senior Wholesale Credit Risk Researcher, SVP (Mumbai)
🏢 Citi
📍 Mumbai