Company: ICRA Rating (Yield Group of Companies) - UAE Based Company
Position: Credit Analyst
Department: Credit Ratings
Work Location: Sector 12, Panchkula, India

Job Role Overview:
Key Responsibilities:
- Analyze financial statements (balance sheet, P&L;, and cash flow) to assess creditworthiness and financial health.
- Evaluate industry trends, economic conditions, and business risks impacting credit ratings.
- Conduct market and sector research to support rating decisions.
- Prepare credit rating reports with clear analytical justification.
- Present findings to internal committees and address queries related to the analysis.
- Monitor ratings and update assessments based on new information or market developments.
- Ensure compliance with regulatory requirements and maintain accurate documentation of analyses and reports.

Qualifications:
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (qualified certifications are a plus).




- Strong analytical and financial interpretation skills.
- Excellent written and verbal communication skills.
- Proficiency in Microsoft Excel, Word, and other analytical tools.
- Detail-oriented with the ability to work effectively under tight deadlines.

Benefits:
- Paid sick time
- Paid time off

Ability to commute/relocate:
- Panchkula, Haryana (Panchkula): Reliably commute or planning to relocate before starting work (preferred)

Application Question(s):
- How soon can you join if selected? If you are serving a notice period, please mention the duration.
- What is your current / last drawn in-hand salary per month (INR)?
- What is your expected in-hand salary per month (INR)? Negotiable or not?

Experience:
- Credit analysis: 1 year (required)

Work Location: In person

📌 Credit Analyst (Panchkula)
🏢 YGC
📍 Panchkula