Job Description

Role: Product Manager – Payments Hub

Location: Chennai

Mode: Work from office

Experience: 10+ Years

Employment: Full-time

Industries: Banking, Payments, Fintech, IT Products

Note: (Candidates with US payment experience are only preffered)

Description: We are seeking an experienced Product Manager – Payments Hub to lead the development and enhancement of our payment processing platform. The ideal candidate will have deep expertise in ACH and Wire transfers, along with experience in one or more of RTP, FedNow, and card payment networks. You will work closely with engineering and business teams to drive product strategy, roadmap execution, and customer adoption.

Key Responsibilities

Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.
Lead end-to-end product development lifecycle, from ideation to deployment, with a solid focus on scalability, security, and real-time processing.
Develop detailed functional specifications for ACH, Wire, RTP, FedNow,



and card payments, ensuring seamless integration across financial institutions and payment networks.
Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.
Ensure adherence to Nacha, Fed, and card network standards
Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.
Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.
Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.
Stay ahead of emerging trends in real-time payments, open banking, and digital wallets

Qualifications

10+ years of experience in payments product management, preferably in a financial institution, fintech, or payment processor.
Deep

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