Location Name: Pune Corporate Office - Mantri

Job Purpose

The role is responsible for working closely with Regulatory Finance to validate, certify, and act as a checker for all financial computations across the loan lifecycle. This includes oversight of financial logic embedded in the loan journey, KFS creation and deployment, audit of computation accuracy across all scenarios, and review of Statement of Account (SOA) disclosures to ensure fairness and transparency. The role also drives decision-making on corrective actions and ensures permanent resolution of identified issues.

Duties And Responsibilities

Financial Computation Governance

o Certify and validate all loan-related financial computations (APR, EMI, interest, BPI, capitalization, repayment).

o Ensure consistent financial logic across systems, collaterals, and customer documents.

KFS Creation, Validation & Deployment

o Create, validate, and deploy KFS for current products.

o Ensure accurate APR, BPI, and repayment details.

o Update KFS clauses per RBI guidelines and transparency norms.

Product Program Guideline (PPG)



Compliance

o Monitor charges against approved PPG ranges.

o Identify deviations, compute impact, and support corrective actions.

Collateral Review & Alignment (Beyond KFS)

o Review all loan collaterals (agreements, letters, SOA, digital screens).

o Align KFS, agreements, system logic, and customer communication.

o Correct mismatches or unfair representations.

RBI Circular & Regulatory Compliance

o Track and interpret RBI circulars.

o Assess impact on computations, KFS, and collaterals.

o Drive timely implementation of regulatory changes.

Process & Product Audits (FPC Lens)

o Conduct periodic audits for pricing, charges, and disclosures.

o Identify gaps and recommend corrective actions.

Financial Computation Enhancements & Projects

o Lead RBI/governance-driven computation changes.

o Coordinate with IT, Ops, Product, and Finance for deployment.

o Validate end-to-end imple

📌 Cluster Manager (Pune)
🏢 Bajaj FinServ
📍 Pune