Role – Product Manager – SME - BET

Grade: M4 / M5

Location: Mumbai – Vikhroli

Department: Wholesale Banking Group – SME – Business Excellence Team

About the team:

SME Business Excellence Team (BET) is a unit within SME Division of Wholesale
banking that is responsible for identifying and executing management strategies
to drive the key objectives of Transformation, Growth and Profitability for the
Division.

Job Role

* Lead end-to-end ownership of AI-driven journey and product rollouts for
Wholesale Banking, from concept to execution
* Translate business needs across RM, Credit, and Operations into well-defined
product requirements
* Drive digitization across key journeys including onboarding, credit
processing,



and client servicing
* Collaborate closely with AI, technology, and transformation partners to
deliver scalable solutions
* Monitor and drive adoption, operational efficiency, and measurable business
impact

Job Requirements:

* 6–10 years of experience in Product Management / Digital roles within
Banking, NBFCs or FinTech
* Robust understanding of Wholesale / SME banking processes and lifecycle
journeys
* Proven ability to work cross-functionally and manage end-to-end product
delivery

📌 Product Manager-SME-Product Manager (Mumbai)
🏢 Kotak
📍 Mumbai