We are urgently looking for a Relationship Manager (RM) - Home Loan & LAP is responsiblefor sourcing, managing, and growing retail mortgage business.

Key Responsibilities

1. Business Acquisition
- Source Home Loan and LAP business through:
- Direct customers
- DSAs (Direct Selling Agents)
- Builders & real estate channel partners
- Existing customer referrals
- Achieve monthly/quarterly sales targets (disbursement & login targets)
- Identify potential customers for balance transfer and top-up loans

2. Client Relationship Management
- Build and maintain robust relationships with customers throughout the loan lifecycle
- Understand customer financial needs and recommend suitable loan products
- Ensure high level of customer satisfaction and retention

3. Credit & Documentation Coordination
- Collect and verify basic customer documents (KYC, income, property papers)
- Coordinate with credit, legal, and technical teams for file processing
- Ensure smooth login, sanction, and disbursement of files
- Follow up on queries raised during credit appraisal

4. Channel Development




- Develop and manage relationships with DSAs, connectors, and real estate agents
- Generate leads through builder projects and local market networking
- Conduct field visits to expand business opportunities

5. Portfolio Quality & Compliance
- Ensure sourcing of quality cases with mínimal delinquency risk
- Adhere to internal credit policies and RBI guidelines
- Maintain proper documentation and audit compliance standards

6. Market Intelligence
- Monitor competitor offerings and market trends in mortgage lending
- Provide feedback to product and credit teams for process improvement

Key Skills Required
- Strong sales and negotiation skills
- Good knowledge of Home Loan & LAP products:
- Understanding of credit basics and property documentation
- Excellent communication and interpersonal skills
- Ability to work under targets and pressure
- Local market knowledge (real estate ecosystem preferred)

📌 Relationship Manager- Home Loan (Noida)
🏢 Shubh Sahyog Enterprises
📍 Noida