About the Role
The Relationship Manager – Business Banking is responsible for delivering tailored financial solutions to meet the working capital and banking needs of business banking clients. This role focuses on acquiring recent-to-bank (NTB) asset clients while deepening relationships across liabilities and foreign exchange (FX) products. The role holder will ensure best-in-class relationship management and customer experience, positioning the bank as the preferred financial partner. Collaboration with product and operations teams is essential to drive effective customer acquisition, servicing, and portfolio growth.
Key Responsibilities
Primary Responsibilities
Acquire new business banking customers with a strong understanding of credit assessment and financial solutions.
Manage client relationships across liabilities, Forex, trade finance, and asset products.
Monitor and maintain portfolio hygiene through timely renewals, enhancements, and retention strategies.
Minimize open deferrals and covenant breaches to ensure portfolio quality.
Collaborate with branch banking teams to leverage synergies and optimize cross-functional opportunities.
Conduct competitor analysis and gather feedback from channels and customers to refine growth strategies.
Recommend process improvements to enhance service efficiency and customer experience across the branch network.
Secondary Responsibilities
Support marketing initiatives and sales planning to drive business growth.
Demonstrate a strong understanding of financial statements, credit assessment, and title/security documentation.
Promote high-quality customer service and operational excellence through continuous engagement and feedback.
What We Are Looking For
Education
Graduate in any discipline.
Professional qualification such as Chartered Accountant (Preferred)
Experience
5 to 10 years of relevant experience in branch banking or business banking.
Skills and Attributes
Strong analytical skills with expertise in
📌 Relationship Manager-Business Banking (Bengaluru)
🏢 IDFC FIRST Bank
📍 Bengaluru
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