Job Discerption:
We are looking for a Specialist – Risk Analytics to join our Risk team in Bengaluru. This is an exciting chance for someone with up to 3 years of experience who enjoys working at the intersection of Credit Risk and Data Analytics.
What you’ll work on:
Monitor portfolio health, identify emerging risks and generate actionable risk insights.
Conduct portfolio analytics and contribute to risk reporting and monitoring frameworks.
Work closely with Risk, Credit, Product, IT and Operations teams to implement risk frameworks and solutions.
Contribute to regulatory/risk reporting and continuously explore applications of data science, technology and AI in risk management.
Track scorecard/model performance through key metrics and portfolio trends.




Support development and implementation of application & behavioural scorecards.
What we’re looking for:
0–3 years of experience in Risk Analytics, Credit Risk, Data Analytics, Banking/NBFC or a related field.
Strong analytical and problem-solving skills.
Hands-on coding experience in Python and/or SQL.
Good understanding of data analysis, statistics and financial/credit concepts.
Added advantage: Tableau, FRM/CFA certification, or a Master’s/PG qualification in Data Science/Analytics.
Strong communication skills with the ability to work with multiple stakeholders.

📌 Specialist-Risk Analytics (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru