The Branch Manager will be responsible for driving overall business growth, branch P&L;, team management, sourcing, credit quality, and operational excellence for secured lending products through DSA and direct channels while ensuring compliance with Aditya Birla Capital’s policies and regulatory guidelines.

Key ResponsibilitiesBusiness &

- Revenue Management

- Own and deliver branch business targets across secured loan products.
- Drive DSA empanelment, activation, productivity, and retention.
- Build strong local market connect for direct sourcing (builders, CA network, connectors, lawyers, SMEs).
- Manage ticket sizes ranging from ?5L to ?3Cr based on geography and profile.
- Monitor daily, monthly, and quarterly business performance and take corrective actions.

Team Management &

- Leadership

- Lead, mentor, and manage sales and operations teams.
- Ensure team productivity, capability building, and performance tracking.
- Drive a strong sales culture with ethical practices.
- Handle hiring, onboarding, training, and performance reviews.

Credit Quality &

- Operations

- Ensure adherence to credit underwriting norms and risk policies.
- Monitor portfolio quality, delinquency, and early warning indicators.
- Coordinate with credit, legal,



and operations teams for timely disbursements.
- Ensure minimal TAT and optimal customer experience.

Compliance &

- Control

- Ensure branch compliance with internal policies, regulatory guidelines, and audit requirements.
- Maintain proper documentation and process adherence across sourcing channels.

Stakeholder Management

- Act as the single-point owner for the branch.
- Collaborate with regional, credit, operations, and product teams.
- Represent Aditya Birla Capital in the local market with high brand visibility.

Desired Candidate ProfileEducation

- Graduate in any discipline
- Postgraduate / MBA (Finance/Marketing) preferred

Experience &

- Skills

- 5–12 years of experience in secured lending (NBFC/Banks/HFCs).
- Proven experience in branch handling and team management.
- Strong exposure to DSA channel management and direct sourcing.
- Good understanding of secured loan products, credit evaluation, and documentation.
- Strong local market knowledge of Thoothukudi / Tirunelveli preferred.
- Excellent communication, negotiation, and leadership skills.
- Results-driven mindset with solid execution capability.

📌 Location Manager - Secured -Chennai (Tamil Nadu)
🏢 Aditya Birla Capital
📍 Tamil Nadu