Job Responsibilities-
Working on huge data base pertaining to customer application or behaviour and be
able to draw insight and recommend portfolio action
Analysis of customer transactions to be able to find unusual patterns, emerging
trend of using wallets or UPI that may indicate risky behaviour
Analyse behaviour at customer level and optimize policies across products at
that level
Be able to analysis partner data to recommend strategy of
partnership/co-origination program
Be able to analyse digital footsteps to recommend portfolio actions
RESPONSIBILITIES
JOB REQUIREMENTS-
Skills/Knowledge prerequisites
* 8 to 10 years of experience working with Risk and Analytics
* Should have past experiences working in Fintech’s, Banks, NBFC’s directly or
through providing consultancy services.
* Advance working knowledge in Excel, SQL etc. advance knowledge of Python,
familiarity with cloud platform (AWS)
* Understanding of unsecured products like credit cards, consumer finance
products. Experience of developing solutions for some of these products
* Knowledge of fundamental statistical concepts such as correlation-regression,
basics of statistical testing, probability distribution, time series etc.
* Experience of decision tree, supervised and unsupervised ML techniques,
predictive analysis, segmentation
* Preferable to have knowledge of NLP, LLM, Deep Learning
* Ability to work independently, collaborate effectively within a team.
* Ability to guide and mentor juniors
* Strong organizational and time management skills to handle multiple projects
and meet deadlines
QUALIFICATIONS
EducationQualification
Masters or Bachelors (Engineering) degree with mathematical/ statistical
background
Soft Skills
* Creativity and business problem solving
* Strong Project management skills
* Ability to tackle new and unforeseen challenges
* Attention to detail
* Solid verbal and written communication skills
* High level of integrity, empathy and ownership
📌 Risk Analytics Manager-SUPPORT SERVICES-Risk Analytics (Mumbai)
🏢 Kotak
📍 Mumbai