Independently analyzing and evaluating the risk of proposed exposure to Bank's
loan portfolio

RESPONSIBILITIES

* Independently analyses and evaluate the risk of adding a particular
transaction to the bank's loan portfolio.
* Identify additional information requirements needed to properly assess risks
of the transaction
* Understand and assess the customer's business model and its viability in the
long run
* Review and analyse the financial strength and soundness of the customer to
identify key risks to the continued credit worthiness of the business
* Considers alternative credit structures to mitigate risk where appropriate
* Recommend action to be taken on credit, identifies key risks and information
requirements
* Ensure that credit facilities presented are properly graded
* Meet assigned timelines and ensure documentation requirements are met per the
business and audit requirements
* Work independently with limited supervision. Serves as a resource for less
experienced Credit Officers.




* Personally develop and maintain strong working relationships with
Stakeholders
* Lead/ independently handle the business critical projects
* Improve the operational efficiency and effectiveness of the process by
identifying inefficiencies and taking action to resolve the same
* Develop critical thinking, gain current insights and thinking out of the box to
improve on the delivery of services to our stakeholders
* Assume ownership of the allocated work.
* Having good understanding of underwriting big ticket cases in Mid Corporate &
NBFC segments.
* Should have underwritten deals with minimum exposure of 200 crs.
* Knowledge and understanding towards structured deals, acquisition finance,
project finance.
* Ability of comprehend and fine tune financial models in case of project
finance deals

QUALIFICATIONS

Qualifications: CA/ MBA Finance

Experience: 7 to 10 years

📌 Sr. Credit Manager (New Delhi)
🏢 CSB Bank
📍 New Delhi