Job Summary

This position is open with Bajaj Finance Ltd. Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities.

Duties and Responsibilities

- Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies.

- Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits.

- Propose policy refinements as per business/market requirement.

- Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams.

- Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.

- Identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).

- Periodic testing of System validation approval and line assignment rules.

- Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items.

- Work with COE and Product team to formulate,



test and implement business opportunities/requirements.

- Conduct Business UAT for recent developments, provide signoff and closely monitor the development post production deployment.

- Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.).

- Assist Sales Team to resolve cases which are stuck due to system issues.

Major Challenges

- Dynamic portfolio with multiple variables influencing risk performance.

- High velocity - Expertise required to manage huge data sets.

- Draw meaningful / actionable insights as an outcome of data analysis.

- Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators.

Required Qualifications and Experience

- Qualifications: Graduate/ Post-Graduate having Banking domain knowledge.

- Work Experience: 2-3 years' experience in retail or consumer lending. Excellent analytical, data management and presentation skills. Exposure to data management tools e.g. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management.

📌 Deputy Manager - BLSE & LAP North West (Godhra)
🏢 Bajaj Finance
📍 Godhra