Job Summary

To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining profitable Commercial Banking customers within acceptable risk parameters.
Contribute toward achieving team’s overall target and delivering optimal revenue through Investments, FX and Banca.
Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in Wealth, CDD teams and partners in risk, other support functions, and product.

Key Responsibilities

Achieve individual financial and non-financial targets while contributing towards team’s overall deliverables through:
effectively generating new business – identify prospects and convert in line with the Bank’s appetite
strategically formulating account plan with RMs across the country – provide clients needs-based solutions, structure appropriate credit facility, and execute various banking transactions
proactively building trusted client relationships – maintain a portfolio of active and growing customers




Market and sell broad range of products including Investments, Insurance, FX, cash management, treasury etc.
Prepare credit proposal and loan application of customers; prepare annual review on timely basis
Work closely with credit team to ensure positive quality lending decisions are made; to ensure the strict adherence to the prevailing EAR / credit policy
Implement agreed business plan to achieve sales/ revenue targets
Generate creative ideas on customer acquisition and products/ services
Regularly feed back to Team Leader and peers on new and anticipated financial and service needs and recommend appropriate improvements to processes on new products
Maintain a high level of professionalism in client engagement, internal stakeholder management and other business conduct

Strategy

To increase the market share across the country in Investments, FX and Banca. To build high-value CA Balances through Capital Account Transactions, Escrow and GIFT City Banking

📌 Team lead-Startups (Gurugram)
🏢 Standard Chartered India
📍 Gurugram