This Finance position in the Credit & Fraud Risk Controllership (C&FRC;) organization plays a critical role in protecting and assuring the integrity of AXP financial statements and proactively mitigating controllable financial risk. As part of a world-class Controllership group, the C&FRC; organization is responsible for managing the end-to-end credit reserve process — from reserve adequacy assessment through external and regulatory reporting.
Purpose of the Role
The incumbent will be responsible for credit reserve accounting & reporting for the Commercial Services (CS) & US Consumer Services (USCS) portfolio. The role requires the ability to synthesize complex datasets, leverage up-to-date analytical tools, leverage Gen AI and partner across a highly matrixed organization to drive financial control excellence.
Responsibilities
Responsible for accurate and timely accounting of credit reserves.
Responsible for Credit metrics reporting for senior management packs.
Externally disclosed metrics and regulatory filings for Credit Reserves related to American Express and its subsidiaries,



including related analyses.
Partner and collaborate with CFR, Corporate Planning & Analysis teams to define and implement reserving methodologies.
Perform analytics on big data to generate insights on credit metrics and drivers of performance.
Support change management related to continuous improvement along with overall control and governance.
Partner with Business, Network, and Technology teams to support platform modernization and automation initiatives.
Support internal and external audit reviews and controls, including SOX - RCSA Management.
Manage a team of 1–2 colleagues.
Qualifications
Technical Skills
Understanding of System of Record (SOR) architecture, data flows, and governance frameworks that underpin financial reporting.
Hands-on experience with big-data handling — including aggregation, computation, and validation of high-volume datasets across multiple platforms.
Applied knowled

📌 Manager-Controller [Credit & Fraud Risk Controllership] (Gurugram)
🏢 American Express
📍 Gurugram