As an Assistant Product Sales Manager in the Merchant Acquiring vertical, you
will play a pivotal role in expanding the bank’s digital payment ecosystem by
sourcing and onboarding merchants for POS/EDC terminals and Bharat QR solutions.
This role demands a proactive sales professional who can work closely with
branch teams, identify market opportunities, and deliver customized payment
solutions to merchants. You will be responsible for driving business growth
through lead generation, client acquisition, and relationship management. The
role involves understanding merchant needs, negotiating pricing, ensuring
compliance with KYC norms, and maintaining high service standards. You will also
be expected to generate performance reports, analyze sales trends, and
contribute to strategic initiatives that enhance revenue and client retention.
This position offers a dynamic work workplace with opportunities to
collaborate across teams, engage with diverse clients,



and contribute to the
bank’s digital transformation journey.

RESPONSIBILITIES

Source merchants in the local market for POS/EDC terminals and Bharat QR
solutions. Collaborate with mapped branches and sales teams for lead generation
and closure. Meet prospective clients, understand their needs, negotiate
pricing, and complete onboarding documentation (AOFs). Independently generate
leads through references and proactively close sales. Ensure thorough
understanding and adherence to KYC, costing, pricing, and subvention guidelines.
Prepare and analyze performance reports to identify gaps and opportunities.
Drive top-line revenue growth through strategic merchant engagement. Retain and
grow client portfolios by building strong relationships and delivering
value-added services.

📌 Asst Product Sales Manager-BRANCH BANKING-Enterprise Business Solutions (Pune)
🏢 Kotak
📍 Pune