Key Result Areas (Max 1325 Characters)
Supporting Actions (Max 1325 Characters)
Meeting Risk Budgeted Risk KPIs
- Ensuring Annual Risk KPIs are met according to management approved budgets
- Take corrective action when KPIs are not meeting set expectations

Modify, Design & Develop Risk Policies
- Review existing Credit Risk Polices and recommend changes to meet business / risk requirements
- Pro-actively asses the emerging risks within business lines and take corrective action whenever required in terms of adequate policy changes
- Support business teams in achieving business volumes by policy & process led interventions while keeping the Risk KPIs in control
- Aid conduct of audit (statutory/internal/operational risk etc) and help closure of points to satisfaction without any adverse comments
- Trigger monitoring and control for strategic partnerships and health of fintech partners
- Co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring
- Establish, implement and manage risk policy and control frameworks,



ensuring that minimum standards, ownership and operation are clearly documented and communicated across the company.
- Develop, lead and maintain a center of expertise within 1st line risk management

Check Account Conduct
- Account conduct of the borrower with other lender to be checked.
- Conduct of account of the borrower with the debtors and creditors.

RAG classification & Action
- Detailed RAG review to be done & Following action to be taken: by Credit and Business & Credit monitoring team, to be Circulated & presented to CRO- Policy Team publish overall outcomes to relevant stakeholders.

Team Attrition & Hiring
- Support the Lead in all hiring and ensuring that all hiring is completed as per budgeted numbers and timelines.
- Ensure attrition levels in the team is within the planned target for the year.
- The role also involves training of credit and business teams and alignment with the organization

📌 Product Risk Manager | PL (Goregaon)
🏢 Financial services
📍 Goregaon