Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business
Financial Services
Unit
Aditya Birla Capital Limited
Location
Mumbai
Poornata Position Number of the job

Reports to: Poornata Position Number

Poornata Position Title of the job
Lead Product Risk
Reports to: Poornata Position Title
Head- Enterprise Risk & Policy
Function
Risk Management
Reports to: Function
Risk Management
Department
Risk Management
Reports to: Department
Risk Management
Date of writing/ Updating of JD
24 June 2025

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines)
- Risk Reviews and recommendation of credit proposals including Risk-reward appropriateness from Counterparty credit risk, industry risk, collateral risk, etc.
- Conducting Portfolio monitoring and identifying potential risks indicators including early warning signals and highlighting the same to credit and business teams for follow up remedial actions
- Enterprise Risk: Assist LOBs in enhancement of Risk Management policies,



practices, processes and controls on an ongoing basis

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.
Business Workforce Number
6900
Unit Workforce Number
6900
Function Workforce Number
310
Department Workforce Number
120-130
Other Quantitative and Significant Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter
Credit Risk management Policies for 4 verticals of ABCL
Risk review Notes for credit proposals CC2, CC3, CC4
Risk Appetite Monitoring / Portfolio Management for 4 verticals of ABCL
Oversight of enterprise risk policy framework for LOBs
Industry / sectoral risk assessment
General risk management activities including managing of Audits (Supervisory and internal)

3) Job Context & Major Challenges: Write the specific aspects of t

📌 Vertical Head (Mumbai)
🏢 Financial services
📍 Mumbai