Conduct thorough fundamental credit analysis on corporate issuers, NBFCs, banks and structured issuers— including detailed review of financial statements, debt structures, business models, management quality, and sector positioning.

Evaluate creditworthiness of issuers across a broad range of sectors including infrastructure, real estate, manufacturing, financial services, and consumer-facing businesses, with a focus on identifying credit risks and opportunities in the debt market.

Develop and maintain detailed credit models, financial projections, and scenario analyses to assess debt serviceability, leverage trajectory, and covenant compliance across rated and unrated issuers.

Prepare comprehensive credit research reports, investment memos, and risk assessments for use by portfolio managers, traders, and the investment committee in making corporate bond and structured credit investment decisions.

Support the trading desk in evaluating recent debt instruments, primary market opportunities, and secondary market credit trades — providing timely credit opinions on issuer risk,



spread adequacy, and investment suitability.

Monitor credit ratings, rating actions, rating watch placements, and credit outlooks across the fixed income portfolio — proactively alerting the investment team to any deterioration in issuer credit quality or material events affecting the portfolio.

Track sector-level developments, regulatory changes, and macroeconomic trends — including RBI guidelines on NBFCs, SEBI regulations on bond markets, and sectoral stress events — that may impact the credit quality of issuers under coverage.

Liaise with credit rating agencies, intermediaries, and other participants to gather credit intelligence, obtain rating rationales, and stay informed on issuer-specific developments.

Assist in the development and maintenance of internal credit risk frameworks, issuer watch lists, and credit limit structures for the fixed income portfolio.

Work collaboratively with

📌 Brand Credit Analyst (Mumbai)
🏢 Alpha Alternatives
📍 Mumbai