Job Description
We are hiring a Senior Backend Engineer to take ownership of core backend architecture at Money EU, a payment gateway and payment orchestration platform handling real-money transactions across multiple countries.
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n About the Role
nThis is a mission-critical engineering role for an experienced backend engineer who can design, build, and operate banking-grade systems. You will own complex payment flows, PSP integrations, routing and orchestration, settlement and reconciliation, security, reliability, and performance while helping define the technical direction of the platform.
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n Key Responsibilities
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- Design and build highly available backend microservices using Java and Spring Boot.n
- Own integrations with global Payment Service Providers (PSPs) such as Redsys, D24, CoinsPaid, and similar providers.n
- Design end-to-end payment flows including authorization, capture, refunds, callbacks, retries, and failure handling.n
- Build robust payment routing and orchestration logic across multiple PSPs, currencies, countries,



and transaction scenarios.n
- Design and implement settlement and reconciliation systems that ensure accurate merchant payouts.n
- Own secure transaction handling using HMAC/AES-based encryption, signatures, and secure API communication.n
- Design for idempotency, consistency, retries, timeouts, fault tolerance, observability, and recovery across money-moving flows.n
- Optimize API and database performance for high-scale transaction volumes using MySQL/PostgreSQL and effective query design.n
- Lead debugging and incident investigation for complex production issues involving financial transactions.n
- Drive architecture decisions, technical standards, code quality, testing strategy, and engineering best practices.n
- Collaborate closely with frontend, DevOps, QA, product, and other engineering teams to deliver production-ready features.n
- Mentor junior and mid-level engineers and raise the team's technical capa

📌 Senior Backend Engineer (Bengaluru)
🏢 money
📍 Bengaluru