Location: Mumbai

Experience: 8–14 years (with strong Commercial/SME Lending systems background)

Function: Commercial Banking Technology

Employment Type: Full-time

Reporting: Head – Commercial Banking Technology (and close alignment with Business)

Role Summary

We are looking for a hands-on Tech Lead to own the Commercial Loan Origination System (CLOS) for AU’s Commercial/SME lending business. The role blends solution design, engineering leadership, integrations, and vendor management to deliver a high-availability, secure, and compliant origination platform across products such as Working Capital (CC/OD), Term Loans, WCDL, BG/LC linked limits, Supply Chain Finance, and Co-lending.

You’ll partner with Credit, Risk, Operations, Business, InfoSec, and Compliance to ensure seamless STP, strong controls, and stellar user experience from lead to disbursement.

Platforms: AU Bank uses CLOS (CredPro) for commercial lending; experience with CredPro or equivalent LOS is highly preferred.

What You’ll Do

Product & Solution Ownership

Serve as platform owner for CLOS—backlog,



roadmap, workplace strategy, and production stability.

Translate business/credit policies into configurable workflows, rule engines, scorecards, and maker-checker control patterns.

Drive straight-through processing (STP) for key journeys (application intake → CAM → underwriting → sanction → documentation → disbursement).

Engineering & Integrations

Lead design/implementation of APIs, microservices, and event flows integrating CLOS with: Core Banking & LMS, DMS/ECM (document generation, storage, e-stamping/e-sign), CRM, KYC/AML, Treasury/Limit systems

Bureaus (CIBIL/CRIF/Experian/Equifax), GSTN, MCA21, CKYC, CERSAI, LEI validations

Bank statement analyzers/Account Aggregator, valuation, legal, FI, property search, geo-tagging, site visit apps

Ensure secure, scalable, and observable services with standardized API contracts, schema management, and versioning.

Delivery & Quality

Run Agile cere

📌 Lead - CLOS (Jaipur)
🏢 AU Small Finance Bank
📍 Jaipur