KEY RESPONSIBILITIES
- Conduct thorough fundamental credit analysis on corporate issuers, NBFCs, banks and structured issuers— including detailed review of financial statements, debt structures, business models, management quality, and sector positioning.
- Evaluate creditworthiness of issuers across a broad range of sectors including infrastructure, real estate, manufacturing, financial services, and consumer-facing businesses, with a focus on identifying credit risks and opportunities in the debt market.
- Develop and maintain detailed credit models, financial projections, and scenario analyses to assess debt serviceability, leverage trajectory, and covenant compliance across rated and unrated issuers.
- Prepare comprehensive credit research reports, investment memos, and risk assessments for use by portfolio managers, traders, and the investment committee in making corporate bond and structured credit investment decisions.
- Support the trading desk in evaluating recent debt instruments, primary market opportunities,



and secondary market credit trades — providing timely credit opinions on issuer risk, spread adequacy, and investment suitability.
- Monitor credit ratings, rating actions, rating watch placements, and credit outlooks across the fixed income portfolio — proactively alerting the investment team to any deterioration in issuer credit quality or material events affecting the portfolio.
- Track sector-level developments, regulatory changes, and macroeconomic trends — including RBI guidelines on NBFCs, SEBI regulations on bond markets, and sectoral stress events — that may impact the credit quality of issuers under coverage.
- Conduct ongoing surveillance of issuers in the portfolio through quarterly earnings reviews, debt maturity analysis, liquidity position monitoring, and management communication tracking.
- Liaise with credit rating agencies, intermediaries, and other participants to gather credit intelligence, obtain rating rationales, and stay informed

📌 Credit Analyst (Amravati)
🏢 Alpha Alternatives
📍 Amravati