Description
This Finance position in the Credit & Fraud Risk Controllership (C&FRC;) organization plays a critical role in protecting and assuring the integrity of AXP financial statements and proactively mitigating controllable financial risk. As part of a world-class Controllership group, the C&FRC; organization is responsible for managing the end-to-end credit reserve process — from reserve adequacy assessment through external and regulatory reporting.
Purpose of the Role
The incumbent will be responsible for credit reserve accounting & reporting for the Commercial Services (CS) & US Consumer Services (USCS) portfolio. The role requires the ability to synthesize complex datasets, leverage up-to-date analytical tools, leverage Gen AI and partner across a highly matrixed organization to drive financial control excellence.

Responsibilities
- Responsible for accurate and timely accounting of credit reserves.
- Responsible for Credit metrics reporting for senior management packs.




- Externally disclosed metrics and regulatory filings for Credit Reserves related to American Express and its subsidiaries, including related analyses.
- Partner and collaborate with CFR, Corporate Planning & Analysis teams to define and implement reserving methodologies.
- Perform analytics on big data to generate insights on credit metrics and drivers of performance.
- Support change management related to continuous improvement along with overall control and governance.
- Partner with Business, Network, and Technology teams to support platform modernization and automation initiatives.
- Support internal and external audit reviews and controls, including SOX - RCSA Management.
- Manage a team of 1–2 colleagues.

Qualifications
Technical Skills
- Understanding of System of Record (SOR) architecture, data flows, and governance frameworks that underpin financial reporting.
- Hands-on experience with big-data handling — including aggregation, computation, and validation of high-volume datasets across

📌 Manager-Controller [Credit & Fraud Risk Controllership] (Gurugram)
🏢 American Express
📍 Gurugram