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Experience: 12+ yrs

Location: Bengaluru, Karnataka, India

Job Type: Full-time

We are looking for an accomplished and data-driven VP – Risk Analytics to lead the development and execution of advanced risk analytics strategies across credit portfolios. This senior leadership role will focus on strengthening credit risk management, improving portfolio quality, proactively managing delinquency, and leveraging data science, AI, and advanced analytics to support profitable and sustainable business growth.

The ideal candidate will combine deep expertise in credit risk and portfolio analytics with robust leadership and a modern understanding of data science and AI. You will partner closely with business, risk, product, technology, finance, and senior leadership teams to translate complex data into actionable insights and strategic decisions.

Requirements

KEY RESPONSIBILITIES
- Lead the overall credit risk analytics and portfolio analytics strategy across the organisation.




- Develop frameworks to monitor portfolio quality, credit performance, delinquency, roll rates, vintage performance, and risk trends.
- Identify key drivers of delinquency, defaults, losses, and portfolio deterioration and develop proactive mitigation strategies.
- Lead development and enhancement of credit risk models, scorecards, segmentation, propensity models, and early-warning systems.
- Apply data science, machine learning, AI, and predictive analytics to strengthen credit decisioning and portfolio management.
- Develop portfolio monitoring dashboards, risk indicators, forecasting models, and management reporting for senior leadership.
- Analyse customer, product, geographic, channel, and behavioural segments to identify emerging risk patterns and growth opportunities.
- Partner with Credit, Risk, Collections, Product, Business, Finance, and Technology teams to translate analytics into busin

📌 VP- Rsik Analytics (Bengaluru)
🏢 Weekday AI
📍 Bengaluru