We are seeking a detail-oriented and experienced Credit Underwriter to join our
Credit Card division. The ideal candidate will be responsible for evaluating and
processing credit card applications under various programs, ensuring compliance
with credit policies and KYC guidelines. This role requires solid analytical
skills to assess financials and determine customer creditworthiness, along with
the ability to maintain high audit standards and turnaround times. The candidate
will also coordinate with verification agencies to ensure timely and accurate
reporting, and play a key role in maintaining the quality and efficiency of the
underwriting process.

RESPONSIBILITIES

Screen and evaluate customer proposals for credit cards under various programs.
Ensure compliance with credit card policies and KYC guidelines. Analyze
financials and assess customer creditworthiness for approval or rejection.
Process cases within defined turnaround times (TAT). Maintain acceptable audit
quality reports monthly. Coordinate with verification agencies for timely report
submission. Cross-verify verification reports for accuracy.

📌 Credit Manager-Business Loans-Credit (Bengaluru)
🏢 Kotak
📍 Bengaluru