Benow is a technology-driven financial services company redefining affordability and payments in India. As one of the country’s leading Buy Now, Pay Later (BNPL ) and digital payments platforms, we seamlessly connect customers, merchants, brands, and financial partners to modernize how transactions happen At our core, we believe in simplifying payments — moving away from legacy hardware-centric systems to a fully digital, agile ecosystem that empowers retail growth and enhances customer experience. Our solutions span mobile, CDIT devices, UPI, instant EMI, and unique features like instant cashback and pre-reserve journeys.

The Director – Finance will serve as a strategic finance partner to business leadership, driving financial planning, performance management, business insights, and decision support across the organization.

The role will own budgeting, forecasting, management reporting, working capital optimization, profitability analysis, and business performance reviews while enabling data-driven decision making. The incumbent will play a key role in improving financial governance, strengthening controls, driving automation, and supporting the company's growth strategy.

Financial Planning & Business Performance
Lead Annual Operating Plan (AOP), budgeting, rolling forecasts, and long-range planning.
Develop robust financial models to support strategic decisions, investments, pricing, and growth initiatives.
Monitor business performance against budgets and KPIs, identifying risks and opportunities.
Drive scenario planning and sensitivity analysis to support leadership decisions.

Management Reporting & MIS
Prepare Board, CEO, CFO and Investor-ready financial dashboards and performance packs.
Ensure timely,



accurate and insightful reporting with meaningful variance analysis.
Build automated dashboards and KPI scorecards for business tracking.
Standardize MIS across business units and subsidiaries.

Strategic Finance & Business Partnering
Partner with Business Heads, Sales, Operations, Product and Technology teams to influence commercial decisions.
Evaluate new business opportunities through financial modelling and investment analysis.
Support pricing strategy, product profitability, customer profitability and commercial negotiations.
Prepare business cases for strategic initiatives, partnerships and capital allocation.
Act as a trusted advisor to business leaders on financial performance and value creation.

Drive end-to-end P&L; analysis for business units and products.
Monitor revenue, gross margins, operating costs and EBITDA performance.
Identify key business drivers and recommend actions to improve profitability.
Track productivity metrics and operating leverage across businesses.

Partner with operations and commercial teams to improve collections and optimize vendor payments.
Support treasury planning and cash flow forecasting.

Financial Controls & Governance
Ensure integrity, accuracy and completeness of financial information.
Partner with Accounting during monthly and quarterly financial close.




Strengthen financial controls, policies and governance frameworks.
Support internal and statutory audits with high-quality financial analysis.

Drive continuous improvement across finance processes.
Build scalable reporting frameworks using Oracle ERP and Business Intelligence tools.
Improve reporting efficiency and reduce manual interventions.
Monthly Business Performance Review
Board & Management MIS
Financial Models & Business Cases
Profitability Analysis
KPI & Performance Dashboards
Chartered Accountant (CA)

Experience
~10–15 years of post-qualification experience in FP&A;, Business Finance or Commercial Finance.
~ Experience in FinTech, Payments, Banking, Financial Services or high-growth technology organizations is preferred.
~ Strong exposure to budgeting, forecasting, management reporting and business partnering.
~ Experience in Oracle ERP is recommended.
~ Exposure to Business Intelligence tools (Power BI/Tableau) will be an added advantage.

Financial Planning & Analysis
Business Finance
Financial Modelling
Cash Flow Planning
Variance Analysis
Oracle ERP
Advanced Excel & PowerPoint
Power BI / Tableau (Preferred)

Opportunity to work closely with senior leadership and influence strategic business decisions.
Exposure to high-growth fintech and digital payments ecosystem.
Ownership of business-critical finance initiatives.
Prospect to drive finance transformation through automation, analytics, and AI-enabled decision support.
High visibility role with significant career growth potential.

You empower others and help people grow.

📌 Director: Financial Planning & Performance (Mumbai)
🏢 Benow
📍 Mumbai