Job Description Purpose:

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- Provide independent second-line oversight, credible challenge and assurance over the Company's Financial Crime Risk framework — spanning Anti-Money Laundering / Countering the Financing of Terrorism (AML/CFT), Sanctions & Screening, and Anti-Bribery & Corruption. N
- Ensure financial crime risk is identified, assessed, monitored and mitigated in line with the Prevention of Money Laundering Act (PMLA), IRDAI AML-CFT Guidelines, and Board/Group risk appetite. N
- Act as a trusted advisor to the CRO on the Company's financial crime risk posture and control effectiveness. N

n Main Priorities:
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- Strengthen second-line oversight and effective challenge across AML/CFT, Sanctions and ABC controls. N
- Keep the Financial Crime Risk Framework and risk assessments current with PMLA/IRDAI regulatory change. N
- Build a robust financial crime risk monitoring, assurance and MI capability. N
- Drive timely, quality closure of regulatory and audit observations. N
- Embed financial crime risk considerations into current product,



partnership and technology initiatives. N

n Qualifications:
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- Graduate in any discipline;
Commerce, Law or Finance background preferred. N
- Postgraduate qualification (MBA / CA / CS / LLB) an advantage. N
- A relevant financial crime / AML certification (e.G. CAMS, ICA Diploma in AML, CFE or equivalent) is preferred but not mandatory. N

n Skills / Knowledge:
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- Strong working knowledge of PML Act and Rules, IRDAI AML-CFT Guidelines, and FIU-IND reporting requirements. N
- Understanding of globalsanctions regimes (UN, OFAC, EU) and screening methodologies. N
- Knowledge of Anti-Bribery & Corruption frameworks and their linkage to whistleblowing and conduct risk. N
- Familiarity with life insurance products and processes, distribution models, and sector-specific money laundering and fraud typologies. N
- Ability to interpret transaction monitoring, screening and CDD/EDD data to id

📌 Financial Crime (India)
🏢 Aviva India
📍 India