Roles and Responsibilities:
Analyze borrower financials, repayment capacity, and overall creditworthiness.
Prepare credit appraisal notes and support underwriting recommendations.
Draft and maintain Credit Appraisal Memorandums (CAMs) and related reporting.
Review supporting documents and assess risk factors for lending decisions.
Coordinate with internal teams to ensure credit files are complete and decision-ready.
Skills Required:
2+ years of relevant credit analysis experience.
Credit analysis experience in lending or financial services environments.
Understanding of credit underwriting and credit appraisal processes.
Ability to prepare CAMs and credit-related reporting.
Solid financial statement review and risk assessment capability.
Positive to Have:
Credit underwriting
Credit appraisal
CAM reporting
Education: Bachelor's degree in Finance, Accounting, Economics, or a related field.