Job Title: Banking & Finance Officer

Location: Surat, Gujarat

Salary Range: ₹7 LPA – ₹8 LPA

Employment Type: Full-Time, On-Site

Job Overview

A reputed and fast-growing organization in the Luxury Gems & Jewellery Retail sector having a turnover around 5000Cr+ is seeking a Banking & Finance Officer with strong experience in banking industry operations.

• B.Com / M.Com / MBA Finance with 2–5 years experience

• CA with 1+ year experience

The role involves day-to-day banking processes, loan documentation, credit card reconciliation, and import/export payment compliance.

Key Responsibilities

Loan Documentation (GML / WCDL)

- Prepare and verify Gold Metal Loan (GML) and Working Capital Demand Loan (WCDL) documentation

- Validate annexures, schedules, and compliance forms

- Maintain trackers for disbursal, liquidation & renewals

Account Opening (D-MAT / Current / Hedging Accounts)

- Prepare and verify authorized KYC documents

- Coordinate with banks for account opening and compliance

Credit Card Management

- Manage corporate credit card issuance, activation, and tracking

- Reconcile monthly credit card statements with ERP & employee claims

- Resolve mismatches and prepare reconciliation reports

Import & Export Payments (Forex Operations)

- Verify invoices for FEMA/RBI compliance





- Process foreign remittances, manage Bills of Entry & SWIFT documentation

MCX Ledger Management

- Record daily MCX-related journal entries

- Maintain ledger accuracy

Branch Banking Coordination

- Coordinate with banks and branch teams for daily operational needs

- Resolve POS issues, invoice mismatches & banking queries

Requirements

Qualification & Experience

• B.Com / M.Com / MBA Finance with 2–5 years of experience, or Chartered Accountant (CA) with a minimum of 1 year of relevant experience.Experience working directly with banks, loan operations, reconciliation, and compliance

Skills

- Strong understanding of banking operations, loan processes & forex compliance

- Proficiency in MS Excel & ERP systems

- Excellent communication & coordination

- High accuracy and attention to detail

Mindset & Culture Fit

- Ethical, reliable, and compliance-driven

- Proactive and solution-oriented

- Strong teamwork and accountability

Why Join Us?

- Chance to work across banking operations, treasury, forex & loan management

- Professional, structured, process-driven environment

- High growth opportunities in a rapidly expanding organization

- Exposure to end-to-end banking and treasury processes

📌 Banking & Finance Officer (Surat)
🏢 Nameless
📍 Surat