Description
Job Title: Product Manager – Strategy

Location: Mumbai

Business: Retail Banking

Company: Kotak Mahindra Bank Ltd

About the Role

We are looking for energetic and analytical minds to join our Retail Banking team as Product Manager – Strategy. This role is designed for individuals who thrive on solving complex business challenges and influencing key decisions that shape customer experience and business growth.

As a Product Manager – Strategy, you will work across diverse product lines such as Personal Loans, Digital Payments, and Channel Management. While the specific product focus may evolve, the core responsibility remains strategic: driving initiatives that align with organizational goals and enhance customer value propositions (CVP).

Key Responsibilities
- Provide strategic inputs to improve customer reach and engagement across retail banking products.
- Develop solutions for channel-specific challenges, ensuring efficiency and scalability.
- Navigate regulatory and compliance requirements, ensuring adherence while enabling innovation.




- Recommend enhancements to CVP to strengthen competitive positioning.
- Identify and course-correct misalignments between departmental and organizational strategies.
- Collaborate with cross-functional teams to implement strategic initiatives and monitor outcomes.
- Prior exposure to retail banking, fintech, or entrepreneurial projects.
- Strong proficiency in MS Office tools, with ability to perform data analysis and visualization.
- Understanding of regulatory frameworks and compliance in financial services.
- Excellent problem-solving, communication, and stakeholder management skills.
- Legacy of Trust & Innovation: Kotak Mahindra Bank is one of India’s leading financial institutions, known for its customer-centric approach and innovative solutions.
- Impactful Work: Your ideas and strategies will directly influence how millions of customers experience banking.
- Learning & Growth: We invest in talent through str

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