Job Description:
Position Objective and Responsibilities
The candidate will be a key member of the Guardian India Actuarial Team, with ongoing partnership and support to the Annuity Valuation Team.
Key Responsibilities include:
Valuation
Calculate monthly reserves for Annuity products.
Provide reserve rollforwards, projections and Source of Earnings (SOE) analysis.
Modeling
Develop VM-22 PBR models for fixed immediate and deferred annuities in GGY AXIS.
Enhance GGY AXIS valuation models and incorporate updated PBR assumptions.
Experience Studies
Lead and review experience studies for annuity products.
Design, enhance, and maintain repeatable analytical tools to improve efficiency, transparency, and controls in experience studies.
Perform detailed data validation, reconciliation, and diagnostics to ensure high-quality inputs for actuarial analysis.
Translate experience study results into clear insights and recommendations for stakeholders.
Data Analytics & Reporting
Work on the monthly, quarterly, and annual reports for business partners.
Identify trends, emerging risks,



and anomalies in business performance and proactively communicate findings.
Drive automation and simplification of recurring reports, reducing manual effort and increasing timeliness and accuracy.
Quality & Continuous Improvement
Act as a technical resource.
Proactively identify opportunities to improve data quality, analytical rigor, and process efficiency.
Build and maintain strong, collaborative relationships with business partners
Consistently demonstrate Guardian’s Core Values by acting with integrity, holding high professional standards, and delivering long-term business value.
Skills, Knowledge, and Behaviors
Advanced proficiency in MS Excel, including complex formulas, controls, and model design.
Solid hands-on experience with actuarial and analytical tools such as VBA, SQL/MS Access, Python,
Strong understanding of life insurance and annuity products, experience analysis, and assumption dev

📌 Senior Analyst (Gurugram)
🏢 Guardian Life Insurance
📍 Gurugram