Company: Rajsi Infin Consultants Private Limited (NBFC)
Location: Dwarka, New Delhi
Department: Credit
Positions: 1
Salary: ₹22,000–₹25,000 per month + Performance-Based Incentives
Qualification: B.Com Graduate
Experience: Minimum 1–2 years as a Credit Team Lead in payday loans, short-term personal loans, digital lending, or similar lending products.
Key Responsibilities
Supervise, guide, and monitor the Credit Processing Associates (CPAs).
Allocate loan applications and ensure timely credit processing within defined TAT.
Review credit assessments, CIBIL/credit bureau reports, banking analysis, KYC, income assessment, eligibility, and repayment capacity.
Review and ensure accuracy and completeness of Credit Assessment Memorandums (CAMs).
Conduct quality checks and support appropriate credit decisioning as per approved policies and delegated authority.
Identify and escalate discrepancies, fraud indicators, high-risk cases, and policy deviations.
Handle credit-related escalations and coordinate with Sales and other concerned departments.




Monitor approval/rejection ratios, reasons for rejection, processing TAT, and credit quality.
Prepare and maintain accurate Credit MIS for management review.
Ensure adherence to approved credit policies, internal controls, documentation standards, and responsible lending practices.
Required Skills
Strong knowledge of credit assessment, loan processing, CIBIL, banking analysis, KYC, and CAM preparation.
Experience in application allocation, credit decisioning, quality checks, escalation handling, and TAT management.
Robust analytical, decision-making, problem-solving, and team-management skills.
Working knowledge of computers, MS Office, and loan application/credit systems.
Ability to maintain credit quality while ensuring timely processing of loan applications.
Preferred: Candidates with hands-on team-leading experience in payday loans, digital lending, personal loans, or similar short-term lending products.

📌 Credit Team Lead (Dwarka)
🏢 Rajsi Infin Consultants Private
📍 Dwarka