We are looking for an experienced Risk Analyst SME & Emerging Corporates to evaluate the creditworthiness of SME clients, conduct deep financial analysis, and ensure strong portfolio health while driving responsible lending growth.
Key Responsibilities
- Client Evaluation: Conduct joint field visits with Business Development Managers to assess prospective client operations and business models.
- Credit Assessment: Prepare high-quality Credit Approval Memorandums (CAM) detailing business model viability, KYC, and industry-specific working capital risks.
- Underwriting & Risk Mitigation: Evaluate company balance sheets and propose structured risk mitigants to ensure safe lending.
- Portfolio Monitoring: Oversee post-disbursal document perfection, manage exception clearances, and assist in collection tracking to maintain low NPA levels.
Key Requirements
- Education: CA, ICWA, or MBA in Finance.
- Experience: Minimum 5 years in SME credit underwriting within an NBFC or commercial bank.
- Skills: Solid balance sheet analysis, deep understanding of SME working capital cycles, and networking with peer risk teams
📌 Risk Analyst - SME (NBFC) (Chennai)
🏢 Saaki Argus And Averil Consulting
📍 Chennai
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.