Job Summary:
We are looking for an Accounts Executive with experience in the construction industry to manage banking operations, particularly Bank Guarantees (BGs) and Overdraft (OD) facilities. The role involves handling BGs related to tenders, performance, and retention, coordinating with banks, and ensuring timely renewals and compliance to support ongoing projects.

Key Responsibilities:
Handle Bank Guarantees (BGs) including:
Tender BGs, Performance BGs, Advance BGs, and Retention BGs
Issuance, amendments, extensions, renewals, and closures
Track BG expiry dates and ensure timely renewal to avoid project or contractual risks
Coordinate with banks for BG issuance, margin money, and documentation
Manage Overdraft (OD) / Cash Credit (CC) accounts:
Monitor drawing power, limits, and utilization
Track interest, charges, and repayments
Maintain BG register with details of project-wise exposure and limits
Liaise with project, procurement, and legal teams for BG-related requirements
Assist in tender submissions by arranging BGs within deadlines




Reconcile bank accounts and resolve discrepancies
Prepare MIS reports on BG status, OD utilization, and fund position
Support cash flow planning for project requirements
Ensure compliance with banking norms, contractual terms, and internal policies
Assist auditors with BG/OD documentation and confirmations

Key Skills & Competencies:
Solid knowledge of construction-related BGs (Tender, Performance, Retention, etc.):
Understanding of project-based financials and contract terms:
Familiarity with OD/CC limits and banking documentation:
Proficiency in MS Excel and accounting software (Tally, SAP, etc.)
Robust coordination and follow-up skills
Ability to handle multiple projects and tight deadlines

Educational Qualification:
B.Com / M.Com / MBA (Finance) or equivalent

Preferred Requirements:
Prior experience in construction, EPC, or infrastructure companies:
Experience dealing with

📌 Accounts Executive Vidyavihar (India)
🏢 Shrim Bhanu Construction private
📍 India