Job Description
Location: Bangalore
nShift Timing: 9:30 PM – 6:30 AM (US Shift)
nCab facility provided
nExperience: 7 to 10 Years
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nJob Title: Team Leader - Credit Operation (US Mortgage/Loan operation)
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nJob Summary
nWe are looking for an experienced and detail-oriented Team Leader – Credit Operations to manage and oversee loan origination, processing, and documentation activities. This role involves leading a team, ensuring compliance with credit guidelines, and driving operational efficiency while maintaining high-quality standards across all loan files.
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nKey Responsibilities
n1. Credit Review & Documentation
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Review loan applications and supporting documents to ensure completeness, accuracy, and compliance with credit and program guidelinesn
Collect, validate, and organize borrower documentation such as financial statements, tax returns, ownership records, and insurance papersn
Identify and reconcile inconsistencies across documents (e.g., ownership details, revenue figures, entity names, and addresses),



escalating discrepancies when requiredn
Prepare loan files for underwriting submission and closing using standardized checklists and quality control measuresn

n2. Team Leadership
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Lead, mentor, and manage a team of loan processing and origination specialistsn
Set transparent performance expectations and ensure consistent delivery of high-quality outputn
Foster a positive, team-oriented, and performance-driven work settingn

n3. Loan Origination & Processing
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Oversee the end-to-end loan origination and processing lifecyclen
Ensure adherence to company policies, regulatory requirements, and credit guidelinesn
Monitor loan pipelines, identify bottlenecks, and proactively resolve issues to maintain turnaround timesn

n4. Stakeholder Collaboration
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Coordinate with Sales, Underwriting, and Closing teams to address documentation gaps and ensure smooth file progressionn
Act as a k

📌 Team Leader Bengaluru
🏢 R Systems
📍 Bengaluru