About Us:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

About the Role :-

This is an individual contributor role responsible for validation and verification of merchant KYB/KYC documents,
risk assessment of merchant websites and applications, and execution of the Video Customer Identification
Process (VCIP) for online merchant onboarding. The role requires solid attention to detail, sound judgment on
risk and compliance parameters, and the ability to work within defined SLAs to ensure accurate and timely
merchant processing.

Key Responsibilities :-

Merchant KYB/KYC Validation & Risk Assessment
Validate and verify merchant KYB and KYC documents such as PAN, GST, CIN, bank proofs, address proofs,
and beneficial ownership details




Cross-check submitted documents against regulatory and internal compliance checklists for authenticity
and completeness
Identify discrepancies, mismatches, or forged/tampered documents and escalate for further investigation
Ensure merchant entity details are correctly captured and updated across internal onboarding
systems/tools
Conduct risk assessment of merchant websites and mobile applications prior to and during onboarding,
reviewing content for prohibited or restricted categories, policy violations, and regulatory non-compliance
Assess look-and-feel, product listings, pricing, refund/return policies, and contact details for authenticity,
and flag high-risk merchants, suspicious business models, or fraud indicators to the reporting
manager/Risk team

VCIP (Video Customer Identification Process) :-
Conduct VCIP sessions with merchants/authorized signatories as per defined SOPs and regulatory
guidelines
Verify identity, liveness

📌 Operations Associate Merchant Operations Kyc Noida (India)
🏢 Paytm Payments Services
📍 India