Key Result Areas (Max 1325 Characters)
Supporting Actions (Max 1325 Characters)
Meeting Risk Budgeted Risk KPIs
Ensuring Annual Risk KPIs are met according to management approved budgets
Take corrective action when KPIs are not meeting set expectations
Modify, Design & Develop Risk Policies
Review existing Credit Risk Polices and recommend changes to meet business / risk requirements
Pro-actively asses the emerging risks within business lines and take corrective action whenever required in terms of adequate policy changes
Support business teams in achieving business volumes by policy & process led interventions while keeping the Risk KPIs in control
Aid conduct of audit (statutory/internal/operational risk etc) and help closure of points to satisfaction without any adverse comments
Trigger monitoring and control for strategic partnerships and health of fintech partners
Co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring
Establish, implement and manage risk policy and control frameworks,
ensuring that minimum standards, ownership and operation are clearly documented and communicated across the company.
Develop, lead and maintain a center of expertise within 1st line risk management
Check Account Conduct
Account conduct of the borrower with other lender to be checked.
Conduct of account of the borrower with the debtors and creditors.
RAG classification & Action
Detailed RAG review to be done & Following action to be taken: by Credit and Business & Credit monitoring team, to be Circulated & presented to CRO- Policy Team publish overall outcomes to relevant stakeholders.
Team Attrition & Hiring
Support the Lead in all hiring and ensuring that all hiring is completed as per budgeted numbers and timelines.
Ensure attrition levels in the team is within the planned target for the year.
The role also involves training of credit and business teams and alignment with the organization