Role Purpose To develop and maintain collection scorecards, segments for portfolio intervention, and transaction-level authorization strategies and oversee implementation of credit & fraud decision engine deployment for the organization. Role Accountability 1. Develop customized collection scorecards for each assigned delinquency stage

- Develop self-cure models for customized collection interventions & cost control
- Develop micro-segments for effective portfolio interventions & to maintain acquisition quality
- Develop transaction-level scorecards as input to the authorization strategy and cross-sell qualification
- Develop application fraud prevention scorecard
- Develop propensity models for offering hardship programs
- Develop customized acquisition scorecards for assigned segments.
- Develop customized behavior scorecards for each assigned segment.




- Maintain inventory of assigned models
- Automate & ensure model deployment either in credit & fraud decision engines or turbine/data lake Measures of Success 1. Ensure the timely development of the models as per plan
- Model efficacy in terms of consistency & reliability
- KS, Gini - Model performance metrics
- PSI - Model stability metric
- Out of time validation

6.

Process

Adherence as per MOU Technical Skills / Experience / Certifications Valuable knowledge of Big Data/R/Python/SaS/Hadoop Competencies critical to the role Analytical ability and problem solving Qualification Master’s degree in related field Preferred Industry FSI / Any

📌 Senior Manager - Credit Modelling (Gurugram)
🏢 Sbi Card
📍 Gurugram