Job Context

Operations division is responsible for controlling and managing all operational activities. The key activities include activation and managing all loan accounts, disbursement & repayment activities, reconciliation and submission of MIS to various stakeholders
The Team Maker is responsible for executing activities related to repayments, renewals, extensions and reconciliation for retail customers in the system, capturing rate of interest on an ongoing basis and generating required MIS at predefined intervals

Key Challenges

Ensuring accurate & timely transaction processing at all times
Piece meal submission of documents causes delay in processing
Maintaining data accuracy for system entries
Ensuring timely actionable from the servicing perspective

Enabling Skill Sets & Qualifications

The skills required for this role are compliance mind-set, detail & process orientation,

customer centricity and knowledge of corporate finance products

Education and experience required for this role is graduate or post graduate with minimum 0-6 years of experience in operations.





Principal Accountabilities

Accountability

Supporting Actions

Disbursement ,Repayment & Servicing Activities

Timely Disbursement basis the approved Disbursement memo including checking the details in comparison with the Sanction terms & conditions
Repayment application by checking the collection bank statements and payment postings across corporate secured & retail verticals.
Products in the secured verticals include:
Wholesale / Large corporates : Term Loans, WCDL, LOC, DLOC, LAP, LRD, Investment Product - NCD's etc
Timely execution of all Part Prepayments with correct effect in system as per the request received.
Timely upload of revised repayment structures for exceptional cases posts re-schedulement in system.
Passing on timely impact of ROI Change, Tenure Change, EMI change, Due Date Change as per the request received.
FC letter Issuance within defined TAT.
Tracking of foreclosure pay

📌 Team Member (India)
🏢 Aditya Birla Capital
📍 India