Job Summary

This position is open with Bajaj Finance ltd.

Responsibilities
The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL's risk policies.
BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.
FTL 2 - New Car loans
Monthly disbursements are expected to cross Cr in these businesses.
This role reports to the Regional Credit Manager.
This role covers pan India strategy for current car loans from sale purchase, balance transfer as well as re-finance perspective.
Underwriting of recent car loans business.
Incorporate industry best practices with respect to processing turn-around, risk metrics and policy.




To provide an inside perspective on under-writing as managed by the leading financiers in the industry.
Drive ownership of internal processes & compliance with underwriting policies.
Support Business, Risk & Operations in meeting the long term goals of the respective businesses.

Required Qualifications and Experience
Chartered Accountant / MBA with atleast 3 years of experience in financial services under-writing
Atleast 3 years under-writing experience in used car loans with a reputed bank/NBFC

Skills
High process orientation
Good analytical skills
Positive attitude
Valuable communication skills, with proficiency in English.
Ability to interact and build common ground with various stake-holders in the business

📌 Deputy Area Manager Credit Hyderabad (India)
🏢 Bajaj Finance
📍 India