Position: Sales Manager - Loan Against Property (LAP)

Grade : O4

Location : Mumbai (Andheri East)

Reporting Manager : Area Sales Manager.

Product : Mortgage loans (Mass LAP)

Ticket size : 1 Cr to 5 Cr

Vertical : DSA

Job Summary

The Sales Manager - LAP is responsible for sourcing, acquiring, and managing Loan Against Property business through direct sales, channel partners, DSAs (Direct Selling Agents), connectors, and referrals. The role focuses on achieving sales targets, developing new business opportunities, maintaining customer relationships, and ensuring compliance with lending policies and regulatory requirements.

Key Responsibilities

Sales & Business Development
Achieve monthly, quarterly, and annual LAP sourcing and disbursement targets.
Generate business through direct sales, DSAs, brokers, connectors, and channel partners.
Identify recent market opportunities and customer segments.
Build and maintain a healthy sales pipeline for consistent business growth.
Cross-sell related financial products where applicable.





Customer Acquisition & Relationship Management
Acquire recent customers and maintain strong relationships with existing clients.
Understand customer requirements and recommend suitable LAP solutions.
Handle customer queries and ensure a smooth onboarding experience.
Drive customer retention, referrals, and repeat business.

Channel Partner Management
Recruit, onboard, train, and manage DSAs, connectors, and channel partners.
Develop robust relationships with real estate agents, builders, and referral networks.
Monitor partner productivity and business contribution.

Loan Processing & Coordination
Coordinate with Credit, Legal, Technical, and Operations teams for sanction and disbursement.
Ensure proper documentation and adherence to company policies.
Monitor pre-disbursement and post-disbursement activities.

Compliance & Reporting
Ensure compliance with RBI guidelines, company policies, KYC, AML, and lending nor

📌 Lead Sales Manager Andheri East (India)
🏢 SMFG INDIA CREDIT
📍 India