Role Purpose: To manage the organization's treasury operations, banking relationships, funding requirements, insurance portfolio, risk management framework, and working capital optimization while ensuring compliance with regulatory, statutory, and internal governance requirements.

Key Responsibilities: Treasury Management-

- Manage day-to-day treasury operations, cash flow planning, and liquidity management
- Monitor cash positions across bank accounts and ensure optimum utilization of funds.
- Prepare short-term and long-term cash flow forecasts
- Drive working capital optimization initiatives.
- Monitor borrowing limits and debt utilization.
- Ensure timely servicing of debt obligations including interest and principal repayments.
- Evaluate and implement treasury strategies to improve yield on surplus funds.
- Manage investments in accordance with approved treasury policy.

Banking & Fund Raising-

- Maintain and strengthen relationships with banks, financial institutions, and lenders.
- Negotiate banking facilities, interest rates, fees, and documentation.
- Arrange working capital facilities, term loans, ECBs, bank guarantees, letters of credit, and other financing arrangements.
- Coordinate with lenders for renewals, enhancements, and compliance requirements.
- Review and negotiate loan agreements, sanction letters, and security documents in consultation with legal teams.
- Monitor covenant compliance under financing agreements.
- Support debt refinancing and fund-raising initiatives.

Insurance Management-

- Develop and implement the company's insurance strategy and risk mitigation framework.
- Manage all corporate insurance programs including:

- Property Insurance

- Marine Insurance

- Liability Insurance
- Crime & Cyber Insurance




- Directors & Officers (D&O;) Insurance
- Coordinate policy renewals and negotiations with insurers and brokers.
- Evaluate adequacy of insurance coverage and identify risk exposures.
- Manage claims administration and settlement processes.
- Monitor claim recoveries and ensure timely closure of claims.

Risk Management-

- Identify and assess financial risks including:

- Interest Rate Risk

- Foreign Exchange Risk

- Liquidity Risk

- Counterparty Credit Risk
- Recommend appropriate hedging strategies.
- Monitor compliance with treasury and risk management policies.
- Support implementation of risk mitigation measures across treasury activities.

Financial Planning & Reporting-

- Prepare treasury MIS, cash flow reports, debt reports, and management dashboards.
- Present borrowing, liquidity, and insurance updates to senior management.
- Track treasury KPIs and financial commitments

Compliance & Governance-

- Ensure compliance with RBI regulations, Companies Act, FEMA, SEBI requirements, and other applicable regulatory guidelines.
- Manage lender reporting requirements and covenant monitoring.
- Coordinate with auditors for treasury and insurance-related audits.
- Maintain proper documentation and records relating to borrowings, securities, guarantees, and insurance policies.




- Ensure adherence to internal controls and governance standards.

Stakeholder Management-

- Liaise with:

- Banks and Financial Institutions

- Insurance Companies and Brokers

- Legal Teams

- Statutory and Internal Auditors

- Business and Finance Teams
- Act as the key point of contact for treasury, banking, and insurance matters.

Desired Qualifications:

- CA / MBA Finance / CMA / CFA preferred.
- Experience:
- 8-15 years of experience in Treasury, Banking, Corporate Finance, or Insurance Management.
- Experience in manufacturing, FMCG, chemicals, pharmaceuticals, or large corporate environments preferred.
- Solid exposure to fund raising, banking negotiations, treasury operations, and insurance claim management.

Key Skills:

- Treasury & Cash Flow Management
- Working Capital Management
- Banking Operations
- Fund Raising & Debt Management
- Loan Documentation & Covenants
- Insurance & Claims Management
- Risk Management & Hedging
- Financial Analysis & Forecasting
- Regulatory Compliance
- Stakeholder Management
- Negotiation & Relationship Management
- SAP / ERP Systems
- Advanced Excel and Financial Modelling

Key Performance Indicators (KPIs):

- Liquidity and cash flow efficiency
- Cost of borrowing
- Timely debt servicing
- Working capital improvement
- Treasury returns on surplus funds
- Insurance coverage adequacy
- Claims recovery and settlement timelines
- Covenant compliance
- Banking relationship effectiveness
- Audit and compliance adherence

This role is responsible for safeguarding the organization's financial resources, ensuring funding availability, optimizing banking relationships, and managing enterprise insurance and financial risk exposures.

📌 Manager - Resource Mobilisation and Utilisation (Navi Mumbai)
🏢 Galaxy Surfactants
📍 Navi Mumbai