SECTION II: ROLE SUMMARY Role holder should have 12-15 years of post-qualification experience with very good communication skills, hands on with Credit regulations (Wholesale/ Retail) and compliances thereunder.

SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities Guiding Business Units on Regulatory Compliance for transactions handled by the Bank covering Credit regulations.

Core Responsibilities

- Guidance & Advisory
- Provides guidance and support to business teams on their queries pertaining to Credit (Wholesale and Retail) regulations/guidelines issued by RBI
- Liaising with RBI for seeking clarification
- Product & Process Note Review
- Review of Product and Process note to ensure that product/ process notes are compliant from regulatory perspective.
- Representing Compliance unit in PPAC Committee Discussion
- Ensures that compliance comments are communicated and discussed with the product owner post internal discussions.
- Circular Tracker Implementation
- Ensure that regulatory guidelines are disseminated within prescribed timelines
- Identification, review of action point and dissemination to stakeholders
- Follow up with stakeholder to ensure that regulatory guidelines are implemented by the relevant unit(s).
- Testing of compliance submitted by stakeholder before closure of circular action points
- Training




- Provide periodic training on RBI guidelines pertaining to Credit Portfolio
- Devise online training module , periodic updation etc
- Audit Committee / Board Submission
- Ensure preparation and submission of quarterly compliance agenda notes to CS team
- Preparation of Monthly Report on Compliance Activities

People Management Or Self-Management Responsibilities

- Need to interaction with Business Unit / Product Team / Operation Unit
- Need to interact with the middle/senior management of Business Unit/ Product Team/ Operation Unit

Risk And Internal Control Responsibilities SECTION IV: KEY INTERACTIONS Key Internal Interactions Purpose of Interaction Business Unit / Product Team and Central Compliance Team

- For Guidance and support to Business Teams / Product Team / Operation team on their queries pertaining to Credit regulations/guidelines issued by RBI.

Key External Interactions Purpose of Interaction

- Interaction with RBI for seeking clarification / guidance

SECTION V: KNOWLEDGE & EXPERIENCE KNOWLEDGE Minimum Qualifications

- CA/CS/CMA/LLB

Qualified Certifications

- CA/CS/CMA/LLB

Language Skills

- English

Experience Years of Experience

- 12-15 Years

Nature of Experience

- Preferably have worked in Credit (Wholesale/ Retail) advisory in a Bank (Compliance department or Business Compliance)

📌 Lead KYC Retail Liabilities Digital Advisory Credit TPD Treasury Advisory (Mumbai)
🏢 Yes Bank
📍 Mumbai