Company: Rajsi Infin Consultants Private Limited (NBFC)

Location: Dwarka, Current Delhi

Department: Credit

Positions: 1

Salary: ₹22,000–₹25,000 per month + Performance-Based Incentives

Qualification: B.Com Graduate

Experience: Minimum 1–2 years as a Credit Team Lead in payday loans, short-term personal loans, digital lending, or similar lending products.

Key Responsibilities

- Supervise, guide, and monitor the Credit Processing Associates (CPAs).
- Allocate loan applications and ensure timely credit processing within defined TAT.
- Review credit assessments, CIBIL/credit bureau reports, banking analysis, KYC, income assessment, eligibility, and repayment capacity.
- Review and ensure accuracy and completeness of Credit Assessment Memorandums (CAMs).
- Conduct quality checks and support appropriate credit decisioning as per approved policies and delegated authority.
- Identify and escalate discrepancies, fraud indicators, high-risk cases, and policy deviations.
- Handle credit-related escalations and coordinate with Sales and other concerned departments.




- Monitor approval/rejection ratios, reasons for rejection, processing TAT, and credit quality.
- Prepare and maintain accurate Credit MIS for management review.
- Ensure adherence to approved credit policies, internal controls, documentation standards, and responsible lending practices.

Required Skills
- Strong knowledge of credit assessment, loan processing, CIBIL, banking analysis, KYC, and CAM preparation.
- Experience in application allocation, credit decisioning, quality checks, escalation handling, and TAT management.
- Strong analytical, decision-making, problem-solving, and team-management skills.
- Working knowledge of computers, MS Office, and loan application/credit systems.
- Ability to maintain credit quality while ensuring timely processing of loan applications.

Preferred: Candidates with hands-on team-leading experience in payday loans, digital lending, personal loans, or similar short-term lending products.

📌 Credit Team Lead (Dwarka)
🏢 Rajsi Infin Consultants Private
📍 Dwarka