Credit Processing Associate (Executive) (Dwarka)

Credit Processing Associate (Executive) (Dwarka)

08 Sep
|
Rajsi Infin Consultants Private
|
Dwarka

08 Sep

Rajsi Infin Consultants Private

Dwarka

Company: Rajsi Infin Consultants Private Limited (NBFC)

Location: Dwarka, Current Delhi

Department: Credit

Positions: 2

Salary: ₹20,000–₹22,000 per month + Performance-Based Incentives

Qualification: B.Com. Graduate

Experience: Minimum 1–2 years in credit processing for payday loans, short-term personal loans, digital lending, or similar lending products.

Key Responsibilities

- Review loan applications and verify customer documents for completeness and accuracy.
- Analyse CIBIL/credit bureau reports and assess the applicant's credit profile.
- Conduct KYC verification, income assessment, banking analysis, eligibility checks, and repayment-capacity assessment.
- Prepare accurate Credit Assessment Memorandums (CAMs) with findings and recommendations.
- Identify discrepancies, fraud indicators, adverse credit behaviour, and deviations from credit policy.
- Coordinate with Sales and other concerned teams for pending documents or clarifications.




- Ensure timely processing of cases while maintaining proper records in the loan application/credit system.
- Follow the company's approved credit policy, lending criteria, and internal processes.

Required Skills

- Good analytical, numerical, and documentation skills.
- Understanding of credit appraisal and loan processing.
- Ability to interpret CIBIL/credit bureau reports, bank statements, income documents, and KYC records.
- Experience in preparing CAMs and identifying credit risks or policy deviations.
- Working knowledge of computers, MS Office, and loan application systems.
- Detail-orientated with the ability to process cases accurately within defined timelines.

Preferred: Candidates with hands-on credit processing experience in payday loans, digital lending, personal loans, or other short-term lending products.

📌 Credit Processing Associate (Executive) (Dwarka)
🏢 Rajsi Infin Consultants Private
📍 Dwarka

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