Company Description MAGFIN CONSULTANCY SERVICES is a strategic financial consulting firm focused on helping businesses and individuals achieve their funding and growth objectives. The firm provides advisory services across corporate funding, project finance, business and retail lending, and working capital solutions.

Clients range from startups and SMEs to established enterprises, benefiting from tailored capital structuring and access to trusted lending networks. MAGFIN collaborates with NBFCs, banks, private lenders, and institutional investors to deliver viable, cost-effective funding options. Its work spans unsecured business loans, infrastructure project finance, and customized home and mortgage loan solutions.

Role Description The Credit Analyst will be responsible for assessing the creditworthiness of businesses and individuals seeking funding through MAGFIN CONSULTANCY SERVICES. Day-to-day tasks include analyzing financial statements, cash flows, business models, and collateral details to prepare credit appraisal reports and risk assessments.

The role involves preparing recommendations for corporate funding, project finance, working capital facilities, and retail loans, while aligning proposals with lender criteria and internal risk policies.

The Credit

Analyst will interact with clients to gather necessary information, clarify financial data, and explain credit requirements,



as well as coordinate with lending partners to support smooth processing of applications. This is a full-time, on-site role based in Surat.

Qualifications

- Candidates should possess robust financial analysis skills, including interpreting balance sheets, income statements, cash flow projections, and key financial ratios.
- Candidates should possess skills in credit risk assessment, including evaluating borrower profiles, repayment capacity, collateral strength, and overall risk exposure.
- Candidates should possess proficiency in financial modeling and Excel-based analysis to support funding proposals, scenario analysis, and stress testing.
- Candidates should possess effective communication and report-writing skills to prepare clear credit notes, presentations, and client-facing documentation.
- Candidates should possess relationship management skills to work collaboratively with clients, banks, NBFCs, and other lending partners.
- Relevant academic background such as a bachelor’s degree in Finance, Accounting, Economics, Business, or a related field; professional certifications (e.g., CFA, CA, or equivalent) are an advantage.
- Attention to detail, integrity, and the ability to work under deadlines while managing multiple credit cases will be beneficial.
- Prior experience in credit analysis, banking, NBFCs, or financial consulting, especially in corporate or SME lending, will be highly preferred.

📌 Credit Analyst (Surat)
🏢 MAGFIN CONSULTANCY SERVICES
📍 Surat