Dream Goals
Position : Branch Credit Manager

NAME
BRANCH NAME

EMPLOYEE NUMBER
AREA NAME

DOJ
GRADE

1. Desired Results
Part A - 70% High Performance
SNO.OBJECTIVEWHY IS IT IMPORTANTWEIGHTAGEKEY PERFORMANCE INDICATOR
1To diligently appraise loan applications in line with credit policy of the organization - UCVTo build a good quality portfolio at the branch.35%ED as per treshold levels
2To diligently appraise loan applications in line with credit policy of the organization - Current CVTo build a good quality portfolio at the branch.35%
3Support the sales team in achieving their objectives.To contribute to the overall performance of the branch by being an effective team player30%Sales Objectives Vs Actuals (Annexure - 2)
Part B - 30% Honest Actions




1Ensure that file is complete in all aspects before the loan is disbursed as per FTRTo ensure that all relevant documents of the customer are available in the records25%FTR - Process
2File completion as per policy and strict adherence File Quality35%Score based on quality of physical files received at HO (Annexure 3)
3Early defaut cases in the first 6,9,12 months
Cheque Bounce cases
NON-Starters / First EMI default casesPortfolio Quality35%ED% as per treshold levels
4Completion of PDD on time for the loans disbursedOn time PDD completion will reduce risk and help build the quality of portfolio30%% of On time PDD completion (Annexure - 4)

We agree to adhere to the above agreement for achieving the desired results

📌 Branch Credit Manager (India)
🏢 equitas small finance bank
📍 India