We are seeking a high-energy and self-motivated Relationship Manager –
Agri-Finance to drive business in the Tractor Loans and Retail segment. The role
involves sourcing working capital loans for Agri-related industries, food
processing units, and MSMEs, while ensuring quality portfolio growth and
customer satisfaction. The ideal candidate should possess strong interpersonal
skills, financial acumen, and a deep understanding of local markets and customer
needs. This is a field-intensive role (80% field, 20% office) requiring robust
networking, negotiation, and follow-up capabilities. Candidates must be
tech-savvy and committed to delivering results with speed, scale, and skill.
RESPONSIBILITIES
Source working capital loans for Agri-related, food processing, and MSME
industries Ensure monthly disbursements with ticket sizes ranging from ₹2 crore
to ₹25 crore Achieve a minimum of 3 new cases per month and meet at least 2 new
leads daily Build and manage relationships with CAs, financial consultants,
DMAs, and Kotak Bank branches Collaborate with internal teams (credit, trade
finance, CMS, treasury, legal, operations) for seamless service delivery
Maintain strong follow-up and ensure timely resolution of customer requirements
and complaints Understand and evaluate financial documents including balance
sheets and P&L; statements Leverage knowledge of property/legal aspects for
mortgage-based lending Maintain accurate documentation and reporting of business
activities Operate with the mantra of “Speed, Scale, and Skill” in all business
efforts
📌 Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches Operations (India)
🏢 Kotak
📍 India