A seasoned technology audit leader with deep payments/core banking domain knowledge, strong regulatory awareness, proven people management skills, and the ability to influence at the most senior levels (Board, C-suite, Regulators).

1. Experience & Seniority

- 18+ years of senior-level qualified experience.
- Deep expertise in payments and core banking technology controls, risk management, and assurance.
- Proven experience in large financial institutions (preferred).

2. Technical Expertise (Must-Have Knowledge)

- Payments & Core Banking Technologies:
- Payments processing & orchestration
- Core banking systems
- Real-time payment systems
- SWIFT infrastructure & financial messaging
- API & integration services
- Middleware, ESB, and messaging infrastructure
- Open Banking & API ecosystems
- Cloud-based payment services
- Digital workflow systems supporting core banking/payments
- Data Analytics:
- Proficiency in Python and SQL for audit testing and automation.
- Risk & Control Frameworks:
- Technology risk management
- Control design and effectiveness assessment
- Regulatory expectations (MAS, PRA, FCA)

3. Leadership & Stakeholder Management

- Proven ability to lead and manage Senior Audit Managers and teams.
- Experience engaging with:
- CIO, CTO, and payments/core banking leaders
- Board Audit Committees
- Regulators and external reviewers
- Ability to act as a trusted advisor and provide independent, forward-looking assurance.

4.



Audit & Assurance Skills

- End-to-end audit delivery (planning, execution, reporting).
- Strong understanding of IIA standards and internal audit methodology.
- Experience in Board and Audit Committee reporting.
- Ability to identify emerging risks (e.g., cloud adoption, instant payments, open banking).

5. Soft Skills & Behaviours

- Excellent written and verbal communication – can explain complex risks to non-technical stakeholders.
- Confident and courageous – able to raise concerns professionally.
- Proactive, self-directed, and able to work with minimal supervision.
- Strong collaboration skills in a global team environment.

6. Education & Certifications

- Degree in Computer Science, Information Systems, Computer Engineering, or related field.
- Preferred certifications:
- CISA, CISM, CISSP, CRISC, CCSP (desirable)
- Accredited Payments Risk Professional or expertise in SWIFT, ISO 20022, real-time payments, or card processing.

7. Regulatory & Conduct Expectations

- Deep understanding of MAS, PRA, FCA regulatory requirements.
- Commitment to high ethical standards, Group Values, and Code of Conduct.

8. Budget & Resource Management

- Experience managing audit delivery within allocated budgets.
- Drive cost optimisation and productivity improvements.
- Leverage automation and data analytics to improve efficiency.

📌 Audit Director - Payments Core Banking (Bengaluru)
🏢 Investment Banking
📍 Bengaluru